A new Republican health reform proposal would allow insurers to bypass consumer protection laws and remove restrictions on rate hikes, according to published reports.
In the GOP's 230-page draft of an alternative health care bill is the following passage:
This policy may be less expensive than others because it is not subject to all of the insurance laws and regulations of the state ... including coverage of some services or benefits mandated by the law of the state ... Additionally, this policy is not subject to all of the consumer protection laws or restrictions on rate changes ...
The bill, which caps medical malpractice awards, additionally seeks to increase the use of health savings accounts and would create insurance pools for high-risk individuals. ...
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