.. and this:
Many insurers consider a Caesarean-section pregnancy a pre-existing condition and refuse to cover women who have had the procedure.
... and this:
The Pregnancy Discrimination Act of 1978 requires employers with more than 15 workers to include maternity benefits in their insurance packages. But only 14 states require maternity coverage in policies sold on the individual market, according to the Kaiser Family Foundation.
And a report last fall by the National Women's Law Center found only 12 percent of 3,500 individual insurance policies included comprehensive maternity coverage. Another 20 percent offered it with a rider that cost as much as $1,100 a month. Others required a two-year waiting period. .
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